Our investment process is composed of four main elements:

• Asset Allocation between equity, fixed income, cash and alternative assets for a given portfolio are established to best achieve client goals and meet income requirements. The mix is periodically adjusted based on changes in client needs as well as the changing risk/reward aspects of the various investment alternatives.
  
  
• Equity Management focuses on constructing a diversified portfolio of growth and value companies that have superior qualitative and quantitative characteristics.
  
  
• Fixed Income Management focuses on maximizing interest income while minimizing risk to principal. Our conservative approach reduces price volatility and credit risk.
  
  
• Alternative Investments include hedge funds and private equity. We have developed an expertise at identifying attractive opportunities in these areas. Many of our clients choose to allocate a portion of their assets to one or both of these non-traditional asset classes to enhance returns.